Tuesday, May 31, 2016

UnitedHealthcare Life Insurance Company (UHCLIC) Off-Exchange plans, we have determined that we will not offer UHCLIC individual Off-Exchange plans in 2017 except in the state of Utah.

After a detailed review of our UnitedHealthcare Life Insurance Company (UHCLIC) Off-Exchange plans, we have determined that we will not offer UHCLIC individual Off-Exchange plans in 2017 except in the state of Utah. These changes reflect our longstanding goal to offer consumers products that are both affordable and financially sustainable.

If you have clients with 2016 UHCLIC Off-Exchange comprehensive medical plans, they will remain covered until Dec. 31, 2016, as long as premium payments remain current and all other eligibility requirements are met. In states where we will not participate in 2017, we will begin mailing letters to these members in the coming weeks. The letter will provide them with information on when they will be able to choose new plans for 2017.

Please note these changes do not affect other products within our individual product portfolio. To view marketed products available for quoting and application in states where you are properly licensed and appointed, visit www.UHOne.com/Broker and log in to E-Store.

Thursday, May 26, 2016

Congratulations on a strong finish to your first year with Aflac

Congratulations! You've earned the All-Star Award and are among Aflac's top associates. What an incredible way to launch your new career.
In the past 52 weeks, you have written $120,000 in annualized premium and achieved a no-pay rate of 13 percent or less. As a reward, you'll receive an All-Star award plate to place on your Fireball/Star Series awards plaque. 

Tuesday, May 24, 2016


Nationwide Network Access
The UnitedHealthcare Choice Plus network boasts 1 million doctors and other healthcare providers and approximately 6,000 hospitals and other facilities across the country – all without needing a PCP or a referral to see a specialist.² It doesn't get much easier than that, and it's available with a UnitedHealthOne® Short Term Medical℠ plan

Saturday, May 21, 2016

Mark Decherd joins BNI Waterside Chapter

Mark Decherd

Dear Mark,

Congratulations on being accepted as a member of the BNI Waterside chapter!

Thursday, May 19, 2016

David Mark Decherd appointed with Delta Dental

Delta Dental
Welcome to Delta Dental,
David Mark Decherd
Now that your appointment has been approved, you may have some questions about how to do business with us.

Delta Dental Individual & Family Plans
Get affordable, comprehensive dental coverage with options like DeltaCare® USA, our dental HMO-like plans.

Explore plans and prices in your area.

Wednesday, May 18, 2016

Aflac Small Business Hub

PRNewswire/ -- Aflac (NYSE: AFL), the leading provider of voluntary insurance at the worksite in the United States, today announced the launch of its new Small Business Hub and results from its 2016 Small Business Happiness Report – both designed to serve as resources for small-business owners looking for insight to better support their employees and manage their business. 

Created as a destination for employers, with a focus on small business, the newly designed Aflac Small Business Hub aggregates insights and resources small-business owners seek to help them with their benefits decisions. This includes references and tools to understand Health Care Reform legislation, the benefits of choosing the right insurance partner, how to keep and retain top talent, and more. The hub, available at aflac.com/smallbusiness, provides employers with important information they need in a manner that is engaging, quick to find and easy to digest all in one place provided by an industry expert.

"At Aflac, we understand that running a small business is a 24/7 job," said Matthew Owenby, Aflac senior vice president and chief human resources officer. "Staying on top of trends and insights in the changing health care benefits landscape can be overwhelming for many employers, but having valuable resources and information at their fingertips, such as those provided on the new Small Business Hub, can help put small-business owners' minds at ease."

Small businesses can breathe a sigh of relief – their employees are happier
According to Aflac's recent Happiness Report, small-business employees may be among the happiest people in the workforce. The survey found that 85 percent are happy in their current job and half agree that most of or all of their happiness in their current job is because they work for a small business owner who understands their needs.

Small businesses often offer many opportunities that are harder to come by in larger companies. Advantages such as flexible scheduling, being able to actually see the fruits of your labor and feeling that your input really matters were all noted by respondents as the best parts of working for a small business. Additionally, because of their size, small businesses provide an environment where employees feel like they are part of a family and working toward a shared goal.

However, the report also indicated there are some areas that can be improved. Nearly one-quarter (22 percent) of respondents say benefits offerings is one thing they like least about working for a small business. Additionally, 64 percent of respondents indicate an improvement in their benefits offerings would make them a happier employee.

"These findings highlight a big opportunity for small-business owners," Owenby added. "In today's workplace, finding talented employees is becoming more difficult for small-business employers. To help attract the best workers, and retain current employees, small-business owners can leverage a robust benefits offering with voluntary insurance options to let their employees know that they care about them, with no direct cost to their bottom line."

To learn more about the Aflac Small Business Hub and the 2016 Small Business Happiness Report, visit aflac.com/smallbusiness.